Credit Card

词义：
Credit card 是一种由银行或金融机构发行的支付工具，允许持卡人在购买商品或服务时暂时借用银行的资金，并按期还款。信用卡在全球范围内广泛使用，成为日常支付和购物的重要方式。

音标：
/ˈkrɛdɪt kɑːrd/

翻译：
信用卡

读音：

"credit" 读作 /ˈkrɛdɪt/，意思是信用、信贷。

"card" 读作 /kɑːrd/，意思是卡片、纸牌。

用法：
信用卡通常需要提供一定的信用额度，允许持卡人在额度内进行透支消费。信用卡的账单通常按月结算，持卡人需要按时偿还款项，否则会产生利息。

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例句：

She paid for the concert tickets using her credit card.
她用信用卡支付了音乐会的票款。

I don’t carry much cash with me, just a credit card.
我身上不带太多现金，只带了一张信用卡。

You can use your credit card to book flights online.
你可以用信用卡在线预订机票。

His credit card was declined because he exceeded the limit.
他的信用卡被拒绝，因为他超出了信用额度。

I need to pay off my credit card balance by the end of the month.
我需要在月底之前还清信用卡账单。

Many people prefer using credit cards for their daily purchases.
许多人喜欢用信用卡支付日常购物。

She has a high credit limit on her card, which is convenient when traveling.
她的信用卡额度很高，旅行时很方便。

My credit card was compromised after I made a purchase online.
我在网上购物后，信用卡信息被盗用。

You should always check your credit card statement for any fraudulent charges.
你应该总是检查信用卡账单，看看是否有任何欺诈性收费。

If you lose your credit card, report it immediately to avoid unauthorized charges.
如果你丢失了信用卡，应该立即报告以防止未经授权的消费。

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短语搭配：

Credit card debt：信用卡债务

Credit card bill：信用卡账单

Credit card fraud：信用卡欺诈

Credit card payment：信用卡支付

Credit card statement：信用卡对账单

Credit card limit：信用卡额度

Credit card company：信用卡公司

Credit card interest：信用卡利息

Credit card balance：信用卡余额

Credit card reward：信用卡奖励

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信用卡是现代金融工具的重要组成部分，它提供了便捷的支付方式，但也要求持卡人谨慎管理消费和还款。