mortgage（百科式条目）

基本释义
mortgage是一个英语词汇，主要用于金融和法律领域。其基本含义为“抵押”或“抵押贷款”。在房地产和银行业务中，mortgage通常指“以不动产作为担保向银行或其他金融机构借款的行为或合同”。

音标
英式发音：/ˈmɔː.ɡɪdʒ/
美式发音：/ˈmɔːr.ɡɪdʒ/

词性与翻译
名词：抵押，抵押贷款，抵押契据
动词：以…作抵押，抵押借款

常见短语搭配

take out a mortgage 申请抵押贷款

pay off a mortgage 偿清抵押贷款

mortgage loan 抵押贷款

mortgage interest 抵押贷款利息

mortgage lender 抵押贷款机构

mortgage repayment 抵押贷款偿还

fixed-rate mortgage 固定利率抵押贷款

variable-rate mortgage 浮动利率抵押贷款

first mortgage 第一抵押权

mortgage deed 抵押契约

用法说明

mortgage通常出现在法律、金融以及房地产相关语境中。

在美式英语和英式英语中含义相同。

在句中既可作名词（指贷款或契约），也可作动词（指抵押行为）。

例句（10句）

They took out a mortgage to buy their first house.

The bank approved his mortgage application.

She is still paying off her mortgage.

The couple signed a 30-year mortgage contract.

Rising interest rates make mortgages more expensive.

He used his property as a mortgage for the loan.

Many homeowners struggle with mortgage repayments.

They refinanced their mortgage to get a lower interest rate.

The bank holds the first mortgage on the property.

Mortgage lending has increased in recent years.

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