Ponzi scheme（庞氏骗局）是指一种投资诈骗形式，投资者通过承诺高额回报吸引新投资者，而实际的回报并非来自于实际投资收益，而是通过新投资者的资金支付给早期的投资者。随着新投资者的不断加入，骗局得以维持，但一旦新投资者减少或资金链断裂，骗局就会崩溃，导致大部分投资者蒙受损失。

Ponzi scheme 音标：

/ˈpɒn.zi/ /skiːm/

Ponzi scheme 词义：

庞氏骗局是一种以招募新的投资者来支付给老投资者回报的欺诈性投资方案。此种骗局以查尔斯·庞齐（Charles Ponzi）命名，虽然他并不是第一个使用此种手法的人，但他在1920年通过此手法获得了巨大的名声。

读音：

Ponzi：/ˈpɒn.zi/

scheme：/skiːm/

Ponzi scheme 用法：

The company was exposed as running a Ponzi scheme and was shut down by the authorities.

Many unsuspecting investors lost their life savings in the Ponzi scheme.

A Ponzi scheme relies on an ever-increasing influx of new money to keep it afloat.

The authorities are investigating the Ponzi scheme, hoping to recover the stolen funds.

Investors were promised high returns on their investments, but it turned out to be a Ponzi scheme.

The Ponzi scheme was able to continue for years, attracting more and more victims.

He was arrested for orchestrating a Ponzi scheme that defrauded thousands of people.

Ponzi schemes often collapse when it becomes difficult to recruit enough new investors.

The fraudulent company used a Ponzi scheme to dupe people into investing in non-existent projects.

The warning signs of a Ponzi scheme include unrealistic returns and lack of transparency.

Ponzi scheme 相关短语：

Ponzi scheme fraud（庞氏骗局诈骗）

Ponzi scheme collapse（庞氏骗局崩溃）

Ponzi scheme operator（庞氏骗局操作者）

Ponzi scheme victims（庞氏骗局受害者）

Ponzi scheme scandal（庞氏骗局丑闻）

相关解释：

庞氏骗局的运作方式通常是通过持续吸引新投资者来为老投资者支付回报。此类骗局通常承诺远高于市场正常水平的回报率，给人一种投资稳赚不赔的假象。一旦无法吸引到足够的新投资者，或投资者开始撤资，庞氏骗局就会立即崩溃，造成大规模的财产损失。