"养老"在英语中通常翻译为 "pension" 或 "old-age care"。它的音标为：

pension [ˈpenʃən]

old-age care [oʊld eɪdʒ keər]

"养老"的意思：

养老指的是老年人退休后，生活所需的经济来源和照护安排，通常包括养老金、社会保障等内容。

它也指对老年人的照顾和护理。

用法和例句：

The government provides pension to retired workers.
（政府为退休工人提供养老金。）

Many people rely on pension plans for their retirement.
（许多人依赖养老金计划度过退休生活。）

In some countries, old-age care is mainly provided by families.
（在一些国家，养老主要由家庭提供。）

He is planning for his pension to ensure a comfortable retirement.
（他正在规划自己的养老金，以确保舒适的退休生活。）

Old-age care facilities are becoming more common as populations age.
（随着人口老龄化，养老设施变得越来越普遍。）

The pension scheme has been revised to offer better benefits.
（养老金计划已经修订，以提供更好的福利。）

The company offers a pension for its employees after they retire.
（公司为员工提供退休后的养老金。）

Old-age care includes not only financial support but also physical care.
（养老不仅包括经济支持，还包括身体照护。）

She works hard to contribute to her pension fund every month.
（她每个月努力为自己的养老金基金做贡献。）

Many elderly people in the rural areas have limited access to old-age care services.
（许多农村老年人只能有限地接触到养老服务。）

短语搭配：

养老保险 (pension insurance)

养老院 (nursing home)

养老基金 (pension fund)

养老服务 (old-age care services)